Stock Return Calculator
Work out what a stock investment really earned after dividends, fees and splits.
Stock Return Calculator
Net Profit / Loss
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Total Return
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Annualised Return
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Break-even Price (no dividends)
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Break-even Price (with dividends)
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Total Cost (incl. fees)
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Net Sale Proceeds
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Shares After Split
Cost vs. proceeds vs. dividends
Where the Profit Comes From
| Item | Amount (₹) |
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Net profit = sale value − purchase value + dividends − buy fees − sell fees.
Assumptions & method
- Total cost = buy price × shares + buy fees, where buy fees = value × fee % + fixed fee. Net proceeds = sell price × shares after split − sell fees.
- Net profit = net proceeds + dividends received − total cost. Total return % = net profit ÷ total cost.
- Splits: shares after split = shares bought × split ratio (2 = a 2-for-1 split, 0.5 = a 1-for-2 reverse split). Enter the sell or current price as the post-split price per share.
- Annualised return = (1 + total return)^(1 ÷ years) − 1. It assumes a single purchase and sale and treats dividends as received at the end, with no reinvestment. For holdings under a year it extrapolates and can be misleading.
- Break-even price = the post-split sell price at which net proceeds (plus dividends, in the second figure) equal total cost.
- Taxes, currency changes and time value of the dividends are not modelled. Enter dividends as one total after any withholding.
Results are estimates based on the figures you enter. They are not guarantees and not financial advice.
What is a stock return?
The return on a stock is more than the difference between the buy and sell price. Dividends add to it, while brokerage and other fees quietly subtract from it, and a stock split changes how many shares you hold without changing the value you own. This calculator puts those pieces together so the answer reflects what actually landed in your account. The total return tells you how much you made relative to what you put in, and the annualised figure makes holdings of different lengths comparable. The break-even price is a useful reality check: because fees apply on both sides, you need the price to rise a little before you are even. The breakdown table shows how much came from price movement, dividends and costs.