Debt-to-Equity Calculator
Compare total debt with shareholders' equity and see how much of the capital is borrowed.
Quick answer
Debt-to-equity measures financial leverage as total debt divided by shareholders' equity. A ratio of 1.0 means debt equals equity; higher values mean more reliance on borrowed funds.
Debt-to-Equity Calculator
Debt-to-Equity
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Debt Ratio (of capital)
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Equity Ratio (of capital)
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Capital Structure
| Component | Amount (₹) | % of Capital |
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Assumptions & method
- Debt-to-equity = total debt ÷ shareholders' equity.
- Debt ratio = debt ÷ (debt + equity); equity ratio = equity ÷ (debt + equity). These are shares of capital, not of total assets.
- In itemised mode, total debt = short-term debt + long-term debt + lease liabilities. Leave leases at 0 to exclude them.
- If equity is zero or negative, the ratios are shown as not meaningful.
- Not included: other liabilities such as payables or provisions, off-balance-sheet debt, or comparison with industry norms.
Results are estimates based on the figures you enter. They are not guarantees and not financial advice.
What debt-to-equity shows
The debt-to-equity ratio compares what a company owes lenders with what the owners have invested or retained. It is a quick read on capital structure: the higher it is, the more the business relies on borrowed money, which brings fixed repayments and interest regardless of how trading goes. The right level varies by industry, so compare with a company's own history and close peers. This calculator accepts total debt directly or builds it from short-term debt, long-term debt and lease liabilities, then shows D/E, the share of capital that is debt and the share that is equity. It also handles negative equity safely.