Personal Finance
Personal Finance Calculators
Grow savings and deposits, understand pay and job offers, split bills, and budget for everyday costs and big life events.
🏦 Fixed Deposit / CD Calculator Maturity value and interest on a fixed deposit or certificate of deposit. 🔁 Recurring Deposit Calculator Maturity value of regular deposits at a stated interest rate. 💰 Savings Account Interest Calculator Interest earned on a savings balance with regular deposits. 🪣 Sinking Fund Calculator The regular amount to set aside to fund a future expense. 🎯 Savings Challenge Calculator Totals for 52-week and other step-up saving challenges. ⏲️ Salary to Hourly Calculator Convert between annual, monthly, weekly, daily and hourly pay. ⬆️ Pay Raise Calculator New pay and the real value of a raise after inflation. 🧑💼 Job Offer Comparison Calculator Compare total compensation across two offers. 🕒 Overtime Pay Calculator Overtime pay from hours, rate and multiplier. 🍽️ Tip Calculator Tip and total, split between people. 🧾 Bill Split Calculator Split a bill evenly or by individual shares, with tax and tip. 🏠 Roommate Rent Split Calculator Split rent fairly by room size or income. 📺 Subscription Cost Calculator Monthly subscriptions annualised, with the opportunity cost of investing them. ☕ Latte Factor Calculator What a small daily habit costs, and what it could grow to if invested. 🚘 Car Cost of Ownership Calculator Total and per-km cost of owning a car. 🔋 EV vs Petrol Calculator Compare running and ownership costs of an electric and a petrol car. 🚆 Commute Cost Calculator Daily, monthly and yearly cost of your commute. 🥧 50/30/20 Budget Calculator Split income into needs, wants and savings. 🎓 Education Fund Calculator Monthly saving needed to fund a future education cost. 🏫 Education Cost Inflation Calculator Future cost of education with fee inflation. 💍 Wedding Budget Calculator Plan a wedding budget by category and track the total. 🏖️ Vacation Budget Calculator Trip cost by category and per-day or per-person budget. 📦 Moving Cost Calculator Estimate the total cost of a move.
About personal finance calculators
Day-to-day money decisions add up. These calculators cover savings and deposits (fixed deposits, recurring deposits, savings interest, sinking funds and saving challenges), pay (salary to hourly, raises, overtime and job-offer comparisons), shared costs (tips, bill and rent splits), recurring spending (subscriptions and the latte factor), the cost of owning a car or commuting, a 50/30/20 budget, and planning for education, a wedding, a holiday or a move. Each shows the formula used, and results are estimates built from the numbers you enter.
Grow savings with deposits and sinking funds
Convert salary, compare job offers
Split bills, rent and tips fairly
See the real cost of habits, subscriptions and cars
Budget for education, travel and big events